Harford Financial Group operates as an independent financial and retirement planning firm.  Our representatives have over 130 years of combined financial and investment planning experience and offer securities through SagePoint Financial, Inc.

SagePoint Financial, Inc. is a nationally recognized broker-dealer located in Phoenix, Arizona.  As independent brokers we are not required to offer any company or proprietary products.  Our investment services are as varied and diversified as our clients and include many flexible investment choices - over 15,000 mutual funds, stocks and bonds, FDIC insured CD's, privately managed asset allocation programs, fixed and variable annuities, as well as life and long-term care insurance.

Harford Financial Group is owned and operated by Matthew E. Rehak and Paul M. Smeton.  We have maintained our offices in Bel Air, Maryland for over 30 years with the same primary phone number (410) 838-2992.

NOTE: Before proceeding further, please be advised that this web site is operated by a registered representative associated with SagePoint Financial, Inc., a registered Broker/Dealer, Member FINRA/SIPC. The web site owner(s)is licensed to discuss with or offer investment & financial services & products only to residents of the states within which the owner(s) is licensed. Securities related services may not be provided to individuals residing in any other state. The information offered is for informative purposes only. None of this information is to be construed as an offer to buy or sell securities referred to within or otherwise. Neither the owner(s) of this web site nor SagePoint Financial, Inc. makes any guarantee as to the accuracy or completeness of this information