Value Added Services

Our primary objective in working with our clients is to assist them in achieving their financial goals throughout their lifetime.  There is no fee or obligation for any consultation, planning session or portfolio review.

We generally recommend a conservative to moderate investment allocation strategy* to our clients.  Our retired clients are investing to potentially provide a stream of income throughout their lifetime and for the disposition of their assets upon their death.

We work with over 2,000 employees both active and retired from many local and national firms including  Baltimore, Harford and Cecil County Public Schools, the Federal Government, Verizon, Exxon/Mobil, Severstal (formerly known as Bethlehem Steel), Baltimore City Police Department, plus many educators from public and private schools as well as our local universities.

References are available upon request.

*There is no guarantee that a diversified portfolio will outperform a non-diversified portfolio in any given market environment. No investment strategy, such as asset allocation, can guarantee a profit or protect against loss in periods of declining values.