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Helping You Pursue a Meaningful Life Through Strategic Financial Planning

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Our Mission

Our mission is to help you live the best life possible with the help of a holistic wealth plan. We believe that by taking care of your financial well-being, we free you to focus on what truly matters – your family, your passions, and your legacy.

Harford Financial Group has been a trusted name in financial planning for over four decades. Founded in 1981 by Matt Rehak in Bel Air, Maryland, our firm was built on a foundation of community values and a commitment to comprehensive financial planning. This legacy of putting clients first and embracing our fiduciary role continues to guide us today.

Our Core Values

At Harford Financial Group, our core values aren't just words on a wall – they're the heart and soul of who we are. These principles guide us every day as we work alongside you to help you live your best life:

Teamwork with HEART

Teamwork with HEART

We're in this together. When you’re part of the Harford Financial Group family, we put our heads and our hearts into finding solutions that work for your life, dreams, and values.

Hospitality

Hospitality

We excel at exceptional service because we put your comfort and confidence in us first. No matter how we communicate, we go the extra mile to make you feel right at home.

Expertise

Expertise

Credentials next to our names and rigorous training are not gold stars for us— they mean we can make the most strategic recommendations for you, which is the only way we would have it.

Adaptability

Adaptability

We’re driven to learn new strategies and solutions to help us serve you better, and we will always tailor our services to your unique needs.

Relationships 

Relationships 

Every relationship we form is a privilege and that belief helps us serve you at the high standard we hold for ourselves. We enjoy taking the time getting to know you and forging long-lasting bonds.

Trust

Trust

You can count on us to be straight with you, no matter what. We embraced our fiduciary role before it became a common practice. Then and now, we always act in your best interest.

Evolution and Growth

In 2014, Adam Freeland, a former client and Fortune 500 technical trader with a lifelong passion for personal finance, took ownership of the firm. Under Adam's leadership, we've expanded our services and embraced innovative strategies while staying true to our core mission: helping clients pursue meaningful lives through the five pillars of holistic wealth management.

Who We Are Today

Today, veteran-owned Harford Financial Group is a team of highly skilled professionals, including CERTIFIED FINANCIAL PLANNER® (CFP®) professionals, Retirement Income Certified Professionals (RICP®), Certified Exit Planning Advisors (CEPA®), and Chartered Federal Employee Benefits Consultants (ChFEBC SM). We’re proud to have been repeatedly voted Best of Harford, a testament to our capabilities and commitment to excellence for all.

Our Process
Our History
Our Values
Our Resources

We’re passionate about using our expertise and experience to help our clients with complex needs form comprehensive plans. 

Over the years, we have developed a specialty for helping:

  • Federal employees navigate their government benefits

  • Business owners strategically align their finances and succession plans

  • Educators ensure their pensions are part of a cohesive financial roadmap

Ready to start pursuing a life of meaning through holistic wealth management?

Whether you're planning for retirement, managing a business, or looking to leave a legacy, we’ll guide you with expertise and compassion.

Schedule a consultation today to start your journey to financial freedom.

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