Stay connected. Explore the human side of financial planning.

In this issue, we cover:

• Living a Life of Impact and Making a Difference
• 3 Ways to Capitalize on a Market Downturn
• Expanding Our Expertise: Two Team Members Achieve CEPA Certification
• In Remembrance
• Client Spotlightes
• HFG Out and About!

In this issue, we cover:

• Designing Your Life – While Working and In Retirement
• Designing Your Life in Retirement: Why Business Owners Must Plan with the End in Mind
• Opportunities Beyond the Balance Sheet (OBBB)
• Client Spotlight
• HFG Out and About!

In this issue, we cover:

• Health and Wealth: Two Investments that Matter Most
• Year-End Tax Planning: A Checklist for All
• Die with Zero
• Client Spotlight
• Intern Spotlights
• Fun & Team Highlights

In this issue, we cover:

• Your License to Celebrate: Using Your Wealth to Live Joyfully
• Our Very Own HFG Graduates!
• Graduation Spotlights!
• Client Spotlight: Stuart Goemmer
• Client Spotlight: Cindy Lotz
• Fun & Team Highlights
• AI – and Why It Matters to You
• Congratulations!

In this issue, we cover:

•  Trust: The Key Aspect in Healthy, Loving Long-Term Relationships
• We Love Referrals! The Heart of Trusting Relationships
• Navigating Medicare with Confidence
• A Very Special Delivery
• Trust in a Seamless Client Service Team While Mallory is Away
• Building and Maintaining the Trust of Our Community for Over 40 Years
• The Cornerstone of Our Trustworthy Relationship: Understanding Our Fiduciary Duty
• HFG Out and About

In this issue, we cover:

• Create a Life of Meaning Relationships
• Retirement Spotlight
• Building bonds on the water
• Relationships that span generations and change lives
• HFG Pets
• HFG Celebrations
• Team-Building
• Building Stronger Bonds: Nurturing Successful Relationships with Business Partners

In this issue, we cover:

• Adaptability is a Must in Fast Paced Digital Age of the 21st Century
• HFG’s Commitment to Smart Growth
• Client Spotlights
• Act Now to Save Later: Strategies to Optimize the Tax Cuts and Jobs Act Before It Expires
• Retirement Spotlight
• HFG Milestones and Beginnings

In this issue, we cover:

• Create a Life of Meaning
• The Role of the Investment Committee in Financial Planning
• Understanding Certified Financial Planners and Their Importance
• Commitment to Expertise
• My Spring Break Abroad
• Finding Expertise During and After Retirement
• One Pan Healthy Roasted Chicken and Veggies
• Client Spotlights
• HFG Out and About

In this issue, we cover:

• Harford Financial Group: Be Our Guest!
• Clients for Life: Kathy and James Bageant
• Hospitality in the Neighborhood
• Fairwell to Diane Kurek
• Hospitality at Harford Financial Group
• The Importance of Hospitality and What It Means to Us
  

In this issue, we cover:

• Teamwork: The Key to a Winning Organization
• Reflections of my First Spartan Race
• It Takes a Village...
• Bench and Barbeque: Harford Family House Event at Snap Fitness
• Client Spotlight: John Kindley, The Heart of a Team
• Recipe Corner
• Everyone's Team
  

In this issue, we cover:

• A Life of Gratitude
• Welcome to John and Meghan
• A Mindset of Gratitude is the Key to Successful Retirement
• A Recipe of Love
• Gratitude and Giving: How Charitable Giving and Estate Planning Can Make a Lasting Impact
• Medicare Myths
• Gratitude is the Road to Giving, Serving, and Building a Sense of Community
• What Does Gratitude Mean to Me?
  

In this issue, we cover:

• A Whole New World
• Things Aren’t Always What They Seem: How to Spot an Online Scam
• Welcome, Bryan Angelilli
• The Best Dirt Cake Recipe
• Shift Your Perspective to Cash Flow, Not Balance Sheet and Account Values
• Reliable Retirement Income
• Helpful Tips for Parents of College Freshman Living on Campus
• Market Volatility: Friend or Foe? It Depends on Your Perspective
• Congratulations to Ava Freeland!
• Sometimes All a Dream Needs is Perspective: Once Man’s Journey from Finance to Nursing

In this issue, we cover:

• HFG: An Organization of Education
• The Celebration of Learning
• Introducing Bryce Harrison, Certified Financial Planner™
• The Evolution of Retirement Income
• Chocolate Avocado Pudding
• Learning Their Way to the Top

In this issue, we cover:

• Thank You and Well Wishes to Paul Smeton
• Honored
• Client Spotlight: The Pursuit of Happiness
• Client Spotlight: Diana Eisenhour
• Grandmom's Vinegar Cake
• 25 Acts of Christmas Kindness

In this issue, we cover:

• The Heart of It All
• Is Your Money Being Used to Improve Your Life
• Living Lives of Faith, Service, and Happiness
• The Ins and Outs of Qualified Charitable Donations
• Careful Planning For Your Tomorrows
• Remembering Isobel
  

In this issue, we cover:

• When the Cat Licks the Wall
• Client Spotlight: Joe and Terry Smith
• When a Planner Goes on an Unplanned Snowboarding Trip
• Plan for the Unexpected
• Diane's Dish: Pineapple Upside Down Cake
• HFG and Their Family
• New Webinar Available

In this issue, we cover:

• Breaking News - Best of Harford
• Finding Meaning and Purpose in Retirement
• The Road I’m On
• Client Spotlight: Bill and Kay Marshall
  
• It’s the Most Wonderful Time of the Year
• Donna’s Dish - Hot Milk Cake
• A Dream is a Wish Your Heart Makes
• The Secrets of Diane’s Vegetable Garden