Our Quarterly Newsletters

2023 Third Quarter Edition
In this issue, we cover:
- A Life of Gratitude
- Welcome to John and Meghan
- A Mindset of Gratitude is the Key to Successful Retirement
- A Recipe of Love
- Gratitude and Giving: How Charitable Giving and Estate Planning Can Make a Lasting Impact
- Medicare Myths
- Gratitude is the Road to Giving, Serving, and Building a Sense of Community
- What Does Gratitude Mean to Me?

2023 Second Quarter Edition
In this issue, we cover:
- A Whole New World
- Things Aren’t Always What They Seem: How to Spot an Online Scam
- Welcome, Bryan Angelilli
- The Best Dirt Cake Recipe
- Shift Your Perspective to Cash Flow, Not Balance Sheet and Account Values
- Reliable Retirement Income
- Helpful Tips for Parents of College Freshman Living on Campus
- Market Volatility: Friend or Foe? It Depends on Your Perspective
- Congratulations to Ava Freeland!
- Sometimes All a Dream Needs is Perspective: Once Man’s Journey from Finance to Nursing

2023 First Quarter Edition
In this issue, we cover:
- HFG: An Organization of Education
- The Celebration of Learning
- Introducing Bryce Harrison, Certified Financial Planner™
- The Evolution of Retirement Income
- Chocolate Avocado Pudding
- Learning Their Way to the Top

2022 Fourth Quarter Edition
In this issue, we cover:
- Thank You and Well Wishes to Paul Smeton
- Honored
- Client Spotlight: The Pursuit of Happiness
- Client Spotlight: Diana Eisenhour
- Grandmom's Vinegar Cake
- 25 Acts of Christmas Kindness

2022 Third Quarter Edition
In this issue, we cover:
- The Heart of It All
- Is Your Money Being Used to Improve Your Life
- Living Lives of Faith, Service, and Happiness
- The Ins and Outs of Qualified Charitable Donations
- Careful Planning For Your Tomorrows
- Remembering Isobel

2022 Second Quarter Edition
In this issue, we cover:
- When the Cat Licks the Wall
- Client Spotlight: Joe and Terry Smith
- When a Planner Goes on an Unplanned Snowboarding Trip
- Plan for the Unexpected
- Diane's Dish: Pineapple Upside Down Cake
- HFG and Their Family
- New Webinar Available

2022 First Quarter Edition
In this issue, we cover:
- Breaking News - Best of Harford
- Finding Meaning and Purpose in Retirement
- The Road I’m On
- Client Spotlight: Bill and Kay Marshall
- It’s the Most Wonderful Time of the Year
- Donna’s Dish - Hot Milk Cake
- A Dream is a Wish Your Heart Makes
- The Secrets of Diane’s Vegetable Garden

2021 Fourth Quarter Edition
In this issue, we cover:
- Fun and Celebration’s Role in a Well-Lived Life
- A Night in Opryland
- Living After Cancer
- The News and Your Finances – A Reminder for Mindfulness
- Yolanda Canestraro 100 Years Young
- Donna’s Dish - Brownie Recipe
- Veterans Day 2021
- Looking for the Joy
- And the Winners are…
- Our Love for Harford County

2021 Third Quarter Edition
In this issue, we cover:
- From School Days to Office Days
- Develop an Estate Plan to Give Your Family a Great Return on Life (ROL)
- 'Tis the Season for Gifting! But What About Taxes?
- Diane's Dish
- Investing in Education: Consider a 529 Plan
- Building a Champion Caliber Investment Portfolio

2021 2nd Quarter Edition
In this issue, we cover:
- A Letter From Our President
- We All Have a Pawley's Island
- Leaving Room for the Fun
- Life and Real Estate
- Diane's Dish
- Vacation, All I Ever Wanted

2021 1st Quarter Edition
In this issue, we cover:
- Around the Corner
- Preparing for Transitions in Your Life
- Here Comes the Sun
- Going Back to School as an Adult
- Eagle Scout Project Give Back
- Springtime Treats
- Staff Spotlight: Melissa Busler
- Pet Corner
- Upcoming Events

2020 4th Quarter Edition
In this issue, we cover:
- My First New Year's Resolution
- The Three Roles, or Three Hats, We Wear For Our Clients: The Direction We Are Taking Our Business
- Trust Or Not To Trust? Considerations For The Estate Planning
- Don't Let Noise Steer Your Off The Path To Retirement
- Staff Spotlight: Michael Hax Clayton
- Staff Spotlight: Paul Smeton
- Pet Corner
- RMDs Explained
- Baking Corner with Donna Freeland
- Staff New Year's Resolutions
- Upcoming Events

2020 3rd Quarter Edition
In this issue, we cover:
- Retirement Income Planning: HFG's Specialization and Why It Is Important To You
- Baby, It's You
- Rome Wasn't Built In A Day
- The Grinch Who Stole My Identity
- Paying for College
- Staff Spotlight: Edward Simon
- Our Future Is Looking Bright!
- Upcoming Events

2020 2nd Quarter Edition
In this issue, we cover:
- Have Your Life Plans Changed As A Result Of Coronavirus? Still Live Your Best Life!
- From The Bottom Of Our Hearts
- Shout Out To Our Educators
- Grandma Said...
- For The Love Of The Game
- The Quiet Moments
- Sometimes Kids Say It Best

2020 1st Quarter Edition*
In this issue, we cover:
- What's Going On? / Getting Better All The Time
- "Oh, What a Relief It Is!" The Tax S.E.C.U.R.E. Act of 2019"
- Medicare Corner
- Staff Spotlight: Jennifer Eyre & Diane Kurek
- Party Planning Tips
- Things to Watch For @ HFG
*This edition was originally written prior to February 2020.

2019 4th Quarter Edition
In this issue, we cover:
- Three Overlooked Keys to Being A Successful Investor
- Important Tax Season Reminder
- This And That, by Paul Smeton
- Important Reminder for 2019 IRA and ROTH IRA Contributions
- Client Spotlight - Martha (Marty) Banghart
- Veteran's Day Thank You
- What's New at HFG?
- Upcoming Events in Q1