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Things you should consider when looking for a Continuing Care Community

September 19, 2023

Choosing a continuing care community can potentially be a daunting task. At Harford Financial Group, we want to help you discover that it does not have to be. With so many options available, it's natural to feel overwhelmed when looking for a place to start. By taking the time to research the continuing care options that are available, you can find a community that meets your wants and needs. The following guide will give some insight into making the right choice. Our goal is for you to confidently make an informed decision about your long-term care plan. Whether you're looking for independent living, assisted living, memory care, or skilled nursing care, Harford Financial Group is here to assist you in finding the right community.

Continuing care communities are a type of senior living community that offer a spectrum of care options. These options range from independent living, all the way to skilled nursing care. They are designed to allow seniors to age in place, with the peace of mind that they can receive high quality care as their health needs change. Here are some key factors that we encourage you to consider when choosing a continuing care community: 


Consider first the location of the community. Is the community close to family and friends, medical facilities, and other amenities that are important to you. If your family is going to be monitoring your care, you may want to choose a facility close to them. If traveling is important to you, you may want to consider something that is close to an airport or major transportation hub.


Look for a community that is the right size for you. Some communities may be large and offer a wide range of amenities, while others may be smaller and more intimate. Consider what feels most comfortable to you. What is the layout of the facility? Will you need to walk between buildings to access food or activities?

Type of care:

Consider the type of care that is offered. Will this level of care meet your current and future needs? Some communities may offer only independent living, while others may offer more advanced care. This may include assisted living, memory care, and skilled nursing care.

Quality of care:

Look for a facility that has a strong reputation for providing high-quality care. You can research a community's reputation by reading online reviews, talking to current residents and their families, and visiting the community in person.


Does the cost fit within your budget? Some communities may require a large upfront fee, while others may offer a more flexible payment structure. Make sure you understand all the costs associated with the community, including any additional fees or charges.


Look for a community that offers the amenities that are important to you. Some communities may offer fitness centers, swimming pools, and other recreational facilities, while others may focus more on social activities and events.


Consider the staff in the community, and whether they are friendly, knowledgeable, and responsive to your needs. You can get a sense of the staff by talking to current residents and their families.


Does the culture align with your values and interests? Some communities may be more focused on religious or cultural activities, while others are more diverse and offer a wide range of activities and events.  It's recommended that you stay overnight at the communities you are considering to make sure it is the right choice for you.

We understand that choosing a continuing care community can be a life changing decision. We hope that this guide helps make that decision more manageable and accessible. If you have any questions or concerns about continuing care, please contact Harford Financial Group.